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Types of Aid Available

Types of Aid Available

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    Federal Aid

    There are three main types of federal aid: 

    Pell Grants 
    Provided directly by the Federal government to students with exceptional need. FAFSA required.

    Supplemental Education Opportunity Grant (SEOG) 
    Federal funds provided to the school and limited to students who qualify for a Pell Grant.

    Federal Work Study (FWS)
    Provides funds for part-time employment to help needy students finance the cost of postsecondary education

     

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    State Aid (Alabama)

    State Aid for Alabama Residents:

    The Alabama Student Grant (ASG) is non-need-based and requires proof of residency in Alabama and a separate application. The ASG award ranges from $300-$1500 a year, dependent on the amount of aid available.

    The Alabama Student Assistance Program (ASAP) is a need-based grant and requires a valid FAFSA.  ASAP is offered to students who demonstrate extreme financial need. The standard award at BSC is about $800/year. (FAFSA required)

    Other Alabama Student Aid Programs: Learn about the full range of state aid programs here.

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    BSC Scholarships

    BSC provides students millions of dollars in tuition benefits each year through scholarships created to honor academic and other achievements. The BSC scholarship program is supported by our generous donors. Here are some of our main scholarship options:

    Academic Scholarships. More than two-thirds of first-year students qualify for scholarships based on their scholarly achievement and extracurricular record. You'll be considered automatically when you apply; no additional application form is required for our general merit scholarships.

    These scholarships are calculated based on standardized test scores, GPA, class rank, leadership potential, and engagement and accomplishments beyond the classroom. They are renewable annually for full-time students who maintain the required GPA.

    BSC Merit Awards. In addition to Academic Scholarships, National Merit Finalists, National Achievement Scholars and National Hispanic Scholars may receive annual renewable scholarship of up to up to $2,000.

    Distinguished Scholars Awards. These competitive scholarships providing up to full tuition are based on outstanding achievement in and out of the classroom. Recipients will receive consideration for the invitation-only scholarship competition held in early spring before your entry fall. You must submit an application for admission no later than February 1. Scholarships are awarded based on high school transcripts, standardized test scores, extracurricular activities, and the interview and essay completed during the Scholarship Day event.

    United Methodist Church Scholarships. BSC is a national leader in providing financial assistance to United Methodist students, clergy families, and those called to ministry. All nominations must come from the student's local church with confirmation of membership. For more information and application forms open the UMC Scholarships tab below.

    Fine and Performing Arts Scholarships. These renewable scholarships are given to students who have been admitted to the college and plan to study theatre, musical theatre, art, art history, or music. High school seniors must either audition or submit a portfolio and interview with fine arts faculty, usually at the BSC Fine & Performing Arts Scholarship Day in February. 

    Transfer Student Scholarships. Students who are transferring from a two-year or four-year college with a GPA of 3.5 or higher are eligible for these scholarships at a variety of levels, depending on the overall strength of their application. Members of Phi Theta Kappa are eligible for a renewable scholarship of $8,500. Contact Transfer Admisison Coordinator Chelsea Tucker at cjtucker@bsc.edu for more information on transfer scholarships and BSC's articulation agreements.

    Stump Entrepreneurial Scholarships. These scholarships are available to students who have demonstrated an exemplary entrepreneurial spirit through their work in and out of the classroom and who are interested in business as a career. Entrepreneurial Scholarships are part of the broader BSC Entrepreneurship Programs and were endowed by BSC graduates Jane and Kevin Stump, with support from an existing fund created by Joseph S. Bruno.

    BSC Student of Color Scholarship
    The BSC Student of Color Scholarship recognizes the value of inclusion and diversity that is essential to the mission of the college and awards scholarships to newly admitted students of color. To learn more and complete the separate application, click here.

    Abroms Scholarship
    In partnership with the Birmingham Jewish Federation, BSC will award the Abroms Scholarship to two first-year Jewish students actively involved in the practice of their faith. For consideration, candidates must have a minimum GPA of 3.00, demonstrated fit and ability as assessed by Admission counselor, and willingness to serve on BSC’s Hillel Student Advisory Board. Email Chelsea Tucker at cjtucker@bsc.edu for more information or to apply.

    Comer Education Scholarship
    The Comer Scholarship is awarded to an admitted first-year student who is a resident of Alabama and intends to major in Education. 

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    External scholarships

    Many BSC students also seek additional scholarship dollars from outside sources. We are happy to assist you in coordinating external scholarships and your other financial aid. Good places to start your search are: 
    FastWeb: http://www.fastweb.com/ 
    FinAid: http://www.finaid.org/

     

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    Loans

    BSC provides federally insured, low-interest, long-term loans to students and parents through the U.S. Department of Education. There are four main types of federal loans:

    • Direct Subsidized Loans are need-based and go to students.
    • Direct Unsubsidized Loans are not need-based and go to students.
    • Direct PLUS Loans go to parents and are not need-based.
    • Perkins loans go to students with exceptional need.

    Private loans are also available. In a given school year, about 50 BSC students utilize private/alternative student loans to help cover costs of attendance that are not covered with other sources of financial aid, including past due balances. Most private/alternative student loans are borrowed by the student and require a creditworthy co-signer.

    The student is free to choose any lender for a private/alternative student loan, and BSC Financial Planning certifies eligibility and coordinates the loan with other financial aid awards. BSC has screened certain private/alternative lenders to assist the student in the selection process. 

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    BSC Grants

    Students eligible for additional funds after their BSC scholarships, external scholarships, and federal and state grants may receive a BSC grant funded by the college and based on demonstrated financial need.