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Residence Life

Renter's Insurance

On college campuses, backpacks are often filled with thousands of dollars of electronics and books, and student bicycles and other valuables are often targets for criminals. While theft is certainly uncommon on Birmingham-Southern College's campus, we encourage all students and families to be prepared and use sound judgment when protecting valuables. To assist in this process, Birmingham-Southern College has partnered with GradGuard, a leader in the field to provide residential students a low-cost solution to Renter's Insurance. Birmingham-Southern College does not receive compensation as part of this offering to keep premium and deductible levels as low as possible for students. As indicated in the Housing Agreement signed annually by each residential student, Birmingham-Southern College assumes no responsibility and provides no financial protection for student’s personal property.

GradGuard College Renter’s Insurance is an exclusive plan, specifically designed for students. For approximately $.50 per day, the plan includes the following features:

  • Theft & Fire Protection for your laptop, bicycle, cell phone, or other valuable items
  • Homeowners Insurance Alternative means no credit checks and a lower deductible
  • Worldwide Coverage means your belongings are covered anywhere in the world, even if you are studying abroad or out of the country during Exploration Term
  • Liability Protection to cover you if you accidentally damage the residence hall or apartment
  • Replacement Costs to replace your old property if it is stolen
  • Preferred Rates and more!

For more information on GradGuad Renter's Insurance, please click here. All residential students must accept or decline renter's insurance as part of the housing application process.